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High Auto Insurance Rates Affect Detroit Voter Population

(EMAILWIRE.COM, August 12, 2013 ) Berlin, Germany -- Vince Keenan, founder of Publius.org, a Michigan voter-education and civic-participation program, says that the link between a voters address and the cost of insurance rates is one of the best known facts about voting in Detroit.

Keenan says that it is an unintended consequence of the National REgistration Act of 1993, which tied a person's drivers license to voter registration. Before, it was very successful at getting people registered, especially for people in Michigan, but when the two were connected to each other, voters began worrying about their car insurance.

According to the Insurance Institute of Michigan, the states residents pay the eighth-highest prices for auto insurance in the country. However, Detroit residents alone can pay even more than that. Keenan found that car insurance in the city was double or triple what people in the suburbs pay.

Because of the Act passed in 1993, the highest voter rate has been 32 percent. Even assuming the leanest possible occupancy of one adult per unit in a 226-unit condo complex, the rate only rises to 45 percent.

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